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General Knowledge for Competitive Exams

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What are the differences between Commercial Banks and Co-operative banks?

May 11, 2017

As per the website of RBI, there are 31 state Co-operative banks, 370 central Co-operative banks and 81 commercial banks (20 government and 61 private) working in India. Banking regulation act, 1949 is completely applicable to all the commercial banks of India while Co-operative banks are partially obliged to follow this act.

What salary/perks enjoyed by RBI Governor?

Apr 21, 2017

The government has increased their basic salaries by more than twice. Urjit Patel's basic salary has been increased to Rs. 2.5 lakh and Deputy Governor’s salary has been increased to Rs. 2.25 lakh. This change is effective from January 1, 2016. Prior to this increase, the basic salary of the Governor of the Reserve Bank was Rs.90.000 per month.

Union Budget of India: Definition and different types

Apr 6, 2017

Budget’ is a systematic list of items of revenue and expenditure of the government of a defined duration or we can say it’s a plan for the income and expenditure of the government for the present, past and future financial years.

Asian Development Bank: Functions and Assistance to India

Apr 4, 2017

Asian Development Bank (ADB) was established in Dec. 1966. The aim of this bank was to accelerate economic and social development in Asia and pacific region. The bank started its functioning on January 1, 1967. Its head quarter is located at Manila, Philippines. Its chairmanship is always given to Japanese and 3 deputy chairmen belong to USA, Europe and Asia.

SEBI: Powers and Functions to regulate Security Market in India

Mar 31, 2017

The Securities and Exchange Board of India is the regulatory body for dealing with all matters related to the development and regulation of securities market in India. It was established on 12th of April in 1988. It is headquartered in Mumbai. SEBI was declared a constitutional body in 1992. At present, Ajay Tyagi is the Chairperson of SEBI.

Sources of revenue and expenditure of Government of India

Mar 20, 2017

The Government of India had stated in the budget of 2017-18 that the total income of the government was Rs.21,46,735 cr. while fiscal deficit amounted to Rs. 5,46,532. Government of India receives maximum revenue from Borrowing and other Liabilities (19% of total revenue) while the share of states in taxes and fees (24% of the total expenditure)is the largest item of expenditure.

What are the main functions of Reserve Bank of India

Mar 6, 2017

Reserve Bank of India (RBI) is the supreme monetary authority of India. This organization is responsible for printing of currency notes and managing the supply of money in the Indian economy. RBI works as a custodian of foreign reserve, banker’s bank, banker to the government of India and controller of credit.

List of Important Discoveries in Physics

Mar 3, 2017

Discovery is finding something meaningful that was not of knowledge before. This article deals with various discoveries which is like a new increment to knowledge help in the advancement of mankind like production of crop, medical applications etc.

Foreign Direct Investment limit in the different Sectors of the Indian Economy

Feb 3, 2017

A Foreign Direct Investment (FDI) is an investment by foreign investors in the foreign based company. Mainly there are two types of FDI, one is Green Field Investment (a fresh company is established in a foreign country) and the other is Portfolio Investment (shares of a foreign company are purchased or ownership acquired in a foreign company).

World’s first stable semi-synthetic organism discovered

Jan 27, 2017

TSRI Scientists have discovered world’s first stable semi-synthetic organism that may be helpful in the discovery of various drugs or medicines. Here we have discussed about this single celled bacterium and also the structure and function of DNA how it works and how hereditary characteristics features travels from one generation to another.

List of Dadasaheb Phalke Award (1969-2017)

Jan 20, 2017

The Dadasaheb Phalke Awards is given annually at the National Films Awards which is India's highest award in cinema. The awardee is honoured for their "outstanding contribution to the growth and development of Indian cinema". Here, we are given the list of Dadasaheb Phalke Award (1969-2016) for the aspirants of different competitive examination which can be used as revision capsule.

List of Obituary (National and International)

Jan 16, 2017

List of famous personalities, celebrities of the world (List of Obituary- National and International) who passed away recently and they enlighten the world from their contribution. This list will helps the students to crack examinations like UPSC, State Services LIC AAO, SSC CGL, Railways RRB, SBI Clerk, IBPS PO and other exams.

6 Amazing Questions on Indian Budget You Never Know

Jan 12, 2017

The Union Budget of India, which is known also as the ‘Annual financial statement’ in the Article 112 of the Indian Constitution. The first Union budget of independent India was presented by R. K. Shanmukham Chetty on November 26, 1947. Former Prime Minister Manmohan Singh and former finance minister Yashwant Sinha are the only two leaders who presented the Union Budget of India 5 times consecutively.

Jargons of Economics-III

Jan 7, 2017

Economics is a very crucial subject for all the completive exams like IAS/PCS/SSC/Banking etc. every completive exam ask some questions based on the terminology of economics. So to cater the objectives of the aspirants; Jagran josh is giving some important terms of economics.

List of Various Rural Development Schemes in India

Dec 5, 2016

Different ministries of the government of India formulate various development schemes not to raise the profit but to maximise the welfare of the people. Some schemes like National Rural Livelihood Mission, MGNREGA, Bharat Nirman etc. are made by the government for rural development of India.

List of important Antibiotics, its Source and Action

Oct 10, 2016

Antibiotics are introduced in 1940s and 1950s. They are medicines which are used to treat infections or diseases. Or we can say that it is a type of medication that destroys or slows down the growth of bacteria.

Important Glossary Related to Budget

Sep 20, 2016

Under Article 112 of the constitution, a statement of estimated receipts and expenditure, called the 'Annual Financial Statement'. The finance minister of India presents the annual budget every year in the parliament. There are so many terms used during the full budget presentation which are not known to many peoples. So we are explaining a bit about these terms for the convenience of general public and students.

List of Trade Unions of India

Sep 20, 2016

Trade Unions in India are registered and file annual returns under the Trade Union Act (1926). Statistics on Trade Unions are collected annually by the Labour Bureau of the Ministry of Labour, Government of India. Congress associated, the Indian National Trade Union Congress (INTUC) is assumed as the biggest of the seven central trade unions, with a membership of 33.3 million.

List of Various Development and Employment Programmes in India – at a Glance

Sep 15, 2016

Every government launches various programmes to provide various kinds of facilities to its citizens. These programmes may be related to the field of education, health, electricity, employment and social upliftment of all the citizens. Examples of some programmes are: Pradhan Mantri Ujjwala Yojana, Pradhan Mantri Awas Yojana (PMAY) and Digital India Programme etc.

500+ GK Questions & Answers on Indian Economy

Sep 14, 2016

“Indian Economy” is one of the important parts of Exams like IAS, State PSC, SSC and other similar competitive exams. Here, we are giving a complete set of Indian Economy Questions & Answers in the form of Practice Sets that consists of 500+MCQs.

List of Finance Ministers of India

Sep 13, 2016

The Minister of Finance (or simply, finance minister) is the head of the Ministry of Finance of the Government of India. The finance minister is responsible for the fiscal policy of the government.  The Finance Minister presents the annual Union Budget (article 112) in Parliament. The first finance minister of independent India was R. K. Shanmukham Chetty, who also presented its first Budget.

List of international Organisations in the Area of Economics, Social & Politics

Sep 12, 2016

The 20th century has established so many institutions/organisations in the area of economics, social and politics. Some institutions like World Bank, International Monetary Fund is made to deal with monetary issues, United Nations is made to deal with political issues and European Union is made to deal with social and commercial issues.

List of top 15 Private Sector Banks in India

Sep 7, 2016

In banking sector, there are 3 types of banks i.e. Public sector Banks, Private sector Banks and Foreign sector banks. In private sector Banks; the Banks are owned through either an individual or with limited partners and these types of banks are not incorporated. HDFC (Housing and Development Finance Corporation) is the biggest bank of India in terms of market capitalization followed by axis bank and ICICI Bank.

List of Approved Stock Exchanges in India

Aug 26, 2016

Stock exchanges are the place where investors buy and sell the shares in the companies. As of now there are 23 SEBI approved stock exchanges in the country. Stock market is managed and regulated by the Securities and Exchange Board of India (SEBI).

Commodity Exchanges of India

Aug 26, 2016

A commodities exchange is an exchange where various commodities and derivatives products are traded. Most commodity markets across the world trade in agricultural products and contracts based on them. These contracts can include spot prices, forwards, futures and options on futures.

Per Capita Income of Indian States

Jul 20, 2016

The latest report on the state per capita income released by the Ministry of Statistics and Programme Implementation on 20 Aug 2015, says that Goa has highest state per capita income followed by Delhi and Sikkim respectively. While Bihar, Uttar Pradesh, Manipur, Assam, and Jharkhand are top 5 poorest states in terms of NSDP per capita.

What are the Features of Bharat Nirman Yojana?

Jul 15, 2016

To provide better life to rural peoples the Govt. of India launched a programme called "Bharat Nirman" on December 16, 2005. This scheme will focus on six areas i.e. Bijli, Pani Sadak, Irrigation,Telecommunication and housing in rural areas of the country.

List of Major Financial Institutions in India

Jul 14, 2016

There are so many financial companies established in India to absorb the saving of household sector. Government mobilizes this small saving in the economy through these financial institutions. These major and small institutions play the same role in the economy as the blood in the human body. Some examples of these financial institutions are RBI, SEBI, IDBI, EXIM Bank and Export Credit Guarantee Corporation of India (ECGC).

Where do Printing of Security Papers, Notes and Minting take Place in India?

Jul 13, 2016

Security Printing and Minting Corporation of India Limited (SPMCIL) is a Miniratna Category-I CPSE, and wholly owned Schedule ‘A’ Company of Government of India, is engaged in the manufacturing of security papers, minting of coins, printing of bank notes, non-judicial stamp papers, postage stamps and travel documents, etc.

Features of Micro, Small and Medium Enterprises Development Act, 2006

Jul 13, 2016

Small and Medium Enterprises Development Bill 2005 (which was presented in the parliament on May 12, 2005) has been approved by the president and thus become an act. This act is named as ‘The Small And Medium Enterprises Development Act, 2006’. This act became effective from Oct. 2006.

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