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One year of Demonetisation: A detailed analysis of the Advantages and Disadvantages

3 days ago
Prime Minister Narendra Modi on November 8, 2016, had banned old notes of 500 and 1000 rupees all over the country. This ban throws a shock wave across the country and created fear among the terrorist, corrupt officials and tax evaders. This article is based on the analysis of the advantages and disadvantages of the demonetisation.

List of top 30 companies listed in the BSE Sensex

Nov 13, 2017
The list of all companies that have been included in the BSE SENSEX from its inception in 1986 are 30 well established and financially sound companies. During the introduction of the SENSEX in 1986, some of the companies included in the base calculation in 1979 were removed and new companies were added. As of 13 Nov. 2017, BSE Sensex comprises 31 companies.

Where do Printing of Security Papers, Notes and Minting take Place in India?

Nov 10, 2017
Security Printing and Minting Corporation of India Limited (SPMCIL) is a Miniratna Category-I CPSE, and wholly owned Schedule ‘A’ Company of Government of India, is engaged in the manufacturing of security papers, minting of coins, printing of bank notes, non-judicial stamp papers, postage stamps and travel documents, etc.

Hunger Problem in India:Some Awakening facts

Oct 31, 2017
As per the latest census data there is 22% population of India is living Below the Poverty Line. A huge part of Indian population i.e. 190 million people sleep without food daily. This article will tell all the bleak spot of the Indian economy related to hunger situation.

List of Governors of Reserve Bank of India

Oct 31, 2017
Since its establishment in 1935, by the British colonial government, 24 people have worked as the governor of the Reserve Bank of India. The first Governor of the Reserve Bank of India was British banker Osborn Smith, while C.D. Deshmukh was the first Indian Governor of Reserve Bank of India. At present, the Governor of Reserve Bank of India, Urjit Patel, who took charge on September 4, 2016.

Indian Economy: A Complete Study Material

Oct 30, 2017
The Complete Study Material of “Indian Economy” is segmented into 5 Sections to streamline the learning process for all students who are at a learning stage with the reference of NCERT economics book and some other academic books.

How can you verify your fake GST bill

Oct 24, 2017
The Indian government has decided to implement the Goods and Services Tax (GST) in the entire country from July 1, 2017. So all the restaurants which have registered themselves with the government of India and do not have air conditioner (AC) will have to pay GST at the rate of 12% and those restaurants which have air conditioner in their premises will have to pay GST at the rate of 18%.

World's only bank which gives loan without any document

Oct 16, 2017
Generally, citizens have to deposit many types of documents in order to take loans from banks and loans are given to the citizens only after scrutiny of those documents. But you will be surprised to know that there is only one bank in the world, which gives loans to customers without any documents. In this article, we are giving detailed explanation about that bank who gives loan to its clients without any documenting.

List of Approved Stock Exchanges in India

Oct 9, 2017
Stock exchanges are the place where investors buy and sell the shares in the companies. As of now there are 23 SEBI approved stock exchanges in the country. Stock market is managed and regulated by the Securities and Exchange Board of India (SEBI).

Rs of 500 and 1000 Note Ban: Benefits & Drawbacks

Sep 22, 2017
PM Modi announced a decisive war against black money and also corruption by demonetising notes of Rs 500 and Rs 1000 which will be no longer legal. So, let us have a look on the benefits of this scheme, how it will be beneficial and also some drawbacks.

Fiscal Policy of India: Meaning, Objectives and Impacts on the Economy

Sep 12, 2017
Fiscal policy deals with the taxation and expenditure decisions of the government. Some of the major instruments of fiscal policy are as follows: Budget, Taxation, Public Expenditure, public revenue, Public Debt, and Fiscal Deficit in the economy.

New Economic Policy of 1991: Objectives, Features and Impacts

Sep 7, 2017
In 1991, the P. V. Narasimha Rao government reduced the import duties, opened reserved sector for the private players, devalued the Indian currency to increase the export and reduce the adverse Balance of Payment (BOP) situation. This is also known as the LPG Model of growth.    

List of Chinese Funded Companies in India

Jul 14, 2017
India's largest purchasing power and huge market are attracting marketers from across the world. Among all the investors, Chinese investors and technology entrepreneurs comes with a Herculean investment in India’s start-up specialising in areas such as mobile gaming, education, healthcare, financial technology and Internet of Things (IoT) in India. Here, we are giving the list of Chinese Funded Companies in India (List of India’s Start-up Company funded by Chinese Investors) for general awareness (GK).

Is India in the position to boycott Chinese products?

Jul 14, 2017
According to official figures, in the year 2015-16, India's export to China was $ 7.56 billion and India's imports from China stood at $ 52.26 billion. These data shows that India's trade deficit with China was $ 44.7 billion. Indians need to keep in mind that India sends 8% of its total exports to China, while China sends only 2% of its total exports to India.

Structure of Banking Sector in India

Jul 11, 2017
Reserve Bank of India is the Central Bank of our country. It was established on 1st April 1935 under the RBI Act of 1934. It holds the apex position in the banking structure. RBI performs various developmental and promotional functions. As of now 26 public sector banks in India out of which 21 are Nationalised banks and 5 are State Bank of India and its associate banks. There are total 92 commercial banks in India. Public sector banks hold near about 75% of the total bank deposits in India.

List of all Five Year Plans of India

Jun 29, 2017
Economic planning is the process in which the limited natural resources are used skillfully so as to achieve the desired goals. The concept of economic planning in India is derived from the Russia (then USSR). India has launched 12 five year plans so far and now NITI Aayog decided not to launch any five year plan. First five year plan was launched in 1951.

Which countries in the world levy highest income tax?

Jun 23, 2017
Every country imposes taxes on the income of its citizens, production activities and services to run their economy. When the government collects tax, then it uses the same to provide basic facilities such as electricity, water, education, hospital and road etc. to its citizens so that the welfare of the people can be increased.

What is GST Bill and how will it affect the life of a Common Man?

Jun 23, 2017
The GST bill was passed by Indian Parliament on August 8, 2016. After a few more formalities, the bill will finally become a law. This single tax will replace all the existing indirect taxes in India. Due to this single tax named GST, the prices of many commodities will decline and it is also expected to increase the Gross Domestic Product of the country by 2%.

What is PAN Card, PAN Number, Uses and Benefits

Jun 21, 2017
PAN Card is a Permanent Account Number consisting of 10-digit alphanumeric number, which is used as an identity proof and issued under the Indian Income Tax Act, 1961. PAN Card is issued by the Indian Income Tax Department under the supervision of the Central Board for Direct Taxes (CBDT). The PAN number is important for major financial transactions like opening a bank account, receiving taxable salary, sale or purchase of assets etc.

UPA vs NDA Government: Comparison Since 2014 to2017

Jun 12, 2017
Today, India tagged as the fastest growing economy in the whole world. The size of economy has grown to 2.54 lakh crores which made it the 7th largest economy in the world.  In this article, we have compared the changes in the different sectors of economy of India between 2014 to 2017.In this article basically we have compared 3 years of the current NDA government which resumed office in 2014 and performance of previous UPA government.

List of Most Productive Countries in the World

Jun 2, 2017
The productivity, according to the economics is defined as the ratio of the quantity and quality of units produced to the labour per unit of time. When it comes to Country’s economic health then GDP is the only prime indicator. Here, we are giving the list of Most Productive Countries in the World by comparing GDP per hour worked, Average work week (hrs) and Employed Population.

Which Indian states have GDP equal to or more than other countries of the world?

May 18, 2017
At present, the size of Indian economy has grown more than $ 2 trillion and tagged as the highest growing economy in the world. The richest Indian state is Maharashtra, whose State Gross Domestic Product (SGDP) is $ 380 billion which is equal to Norway’s economy. The second richest Indian state is Tamil Nadu whose SGDP is $ 208 billion which is followed by Karnataka (SGDP $ 190 billion).

What is Benami Property and what does the law say about it?

May 15, 2017
The property which is held by a person in the name of other person but the price has been paid by someone else or somebody uses his/her name to allow someone to buy any house, land or any other property. Moreover, making fixed deposits in bank accounts by other names is also considered a Benami property.

What are the differences between Commercial Banks and Co-operative banks?

May 11, 2017
As per the website of RBI, there are 31 state Co-operative banks, 370 central Co-operative banks and 81 commercial banks (20 government and 61 private) working in India. Banking regulation act, 1949 is completely applicable to all the commercial banks of India while Co-operative banks are partially obliged to follow this act.

How to withdraw money from provident fund without consent of employer?

May 10, 2017
Usually 12% of Basic Salary is being deducted from employee’s monthly salary and the same amount is being paid by the company. The main objective of EPF deduction from employee’s salary is to provide financial security to employees at the time of retirement. Ministry of Labour renders the interest at the rate 7% to 9% annual on the EPF amount.

What salary/perks enjoyed by RBI Governor?

Apr 21, 2017
The government has increased their basic salaries by more than twice. Urjit Patel's basic salary has been increased to Rs. 2.5 lakh and Deputy Governor’s salary has been increased to Rs. 2.25 lakh. This change is effective from January 1, 2016. Prior to this increase, the basic salary of the Governor of the Reserve Bank was Rs.90.000 per month.

What are the Benefits of Plastic Notes in the Indian Economy

Apr 14, 2017
In the presence of parallel economy and lesser life of the paper currency notes, the Reserve Bank of India has decided to circulate plastic notes of Rs. 10 denomination in the five cities i.e. Mysore, Kochi, Jaipur, Shimla and Bhubneshwar on trial basis.

Union Budget of India: Definition and different types

Apr 6, 2017
‘Budget’ is a systematic list of items of revenue and expenditure of the government of a defined duration or we can say it’s a plan for the income and expenditure of the government for the present, past and future financial years.

Asian Development Bank: Functions and Assistance to India

Apr 4, 2017
Asian Development Bank (ADB) was established in Dec. 1966. The aim of this bank was to accelerate economic and social development in Asia and pacific region. The bank started its functioning on January 1, 1967. Its head quarter is located at Manila, Philippines. Its chairmanship is always given to Japanese and 3 deputy chairmen belong to USA, Europe and Asia.

SEBI: Powers and Functions to regulate Security Market in India

Mar 31, 2017
The Securities and Exchange Board of India is the regulatory body for dealing with all matters related to the development and regulation of securities market in India. It was established on 12th of April in 1988. It is headquartered in Mumbai. SEBI was declared a constitutional body in 1992. At present, Ajay Tyagi is the Chairperson of SEBI.

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