English Vocabulary for Bank Exams: 50 most important words

Important words in English vocabulary which are expected to be asked in various bank recruitment exams like IBPS, SBI, RRB etc.
Mayank Uttam
Important English Vocabulary for Competitive Exams

Important English vocabulary words for competitive exams (like Bank PO and Bank Clerk) are available here. These common vocabulary words are frequently asked in various government recruitment exams (IBPS, SBI, RRB, SSC, Railways etc)

English vocabulary is tested both directly and indirectly in all the bank recruitment exams (SBI PO, SBI Clerk, IBPS PO, IBPS Clerk etc). Generally, English vocabulary usually developed with time but for the preparation of various recruitment exams, we need to push ourselves to learn more within a short span of time. To improve English vocabulary, candidates are advised to read from a variety of source.

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There are a number of words in English vocabulary (might be millions) and it is not a piece of cake to remember all. However, in case of bank recruitment exams, there are specific words which have a high probability of being asked.

Important words from English Vocabulary for Bank Recruitment Exams are given below:

1. Modalities (noun): A Specific mode in which something is expressed or is experienced something exists

Synonym: methods, procedures, processes, approaches

Antonym: Chaos, anarchy, differences

Sentence: The bureaucrats are the persons who work out the modalities after an agreement is signed by countries on an international forum.

2. Cognizant (adjective): Having knowledge or awareness

Synonym: Aware, conscious, apprised, informed, observant

Antonym: Ignorant, indifferent, senseless

Sentence: She is cognizant of her responsibilities as the sales head of the organisation.

3. Contours (noun): The broad outline of something, a way in something varies

Synonym: Outline, shape, form, blueprint

Antonym: Similarity, uniformity

Sentence: She traced the contours of his face with her finger.

4. Predicament (noun): A difficult, unpleasing or embarrassing situation

Synonym: Circumstances, crisis, deadlock, dilemma

Antonym: Advantage, Benefit, Agreement, Blessing

Sentence: The century-old club’s financial predicament is not a sudden one as the signs of the same were evident even a decade ago.

5. Unanimously (adverb): Without opposition / with the approval of all the people involved

Synonym: Collectively, commonly, consistently

Antonym: Differently, divergently, oppositely

Sentence: The standing committee has decided to pass the bill unanimously after a marathon round of discussion.

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6. Precious (adjective): of great value

Synonyms: Adored, cherished, beloved, dear

Antonyms: Cheap, common, impaired, deficient

Sentence: The exhibition at the gallery has many precious works of art on display.

7. Unravelled (verb): investigated or solved and explained something complicated and difficult / undo twisted or knotted or woven threads

Synonym: Deciphered, undid, resolved, solved

Antonym: Entangled, questioned, wondered, joined

Sentence: The police are attempting to unravel the cause of his death.

8. Mooted (verb): raised a question or topic for discussion / made a suggestion regarding something

Synonym: broached, discussed, introduced

Antonym: closed, finished

Sentence: A cheaper option to upgrade the railway link between Kuala Lumpur and Singapore has been mooted to the Malaysian government.

9. Voluntary (adjective): Done, given or acting on one’s own will / done or working or maintained without any payment

Synonym: Discretionary, optional, elective

Antonym: Compulsory, mandatory, necessary

Sentence: The team made a voluntary contribution out of their own pockets to help the victims of the devastating earthquake in the country.

10. Subsume (verb): Include or absorb something in something else

Synonym: include, classify, contain, involve

Antonym: exclude

Sentence: Most of these phenomena can be subsumed into two broad categories mainly.

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11. Discarded (verb): got rid of something or someone as no longer desirable or useful

Synonym: Rejected, damaged, abandoned, relinquished

Antonym: Cherished, worthwhile, kept

Sentence: All his theories regarding black hole have been discarded by the scientists all over the world.

12. Penance (noun): Punishment inflicted on oneself for expressing repentance for any wrongdoing of one’s own.

Synonym: Atonement, Expiation, Reparation

Antonym: happiness, joy, reward

Sentence: He had done public penance for those hasty words.

13. Hooliganism (noun): Disruptive or unlawful behavior such as rioting, vandalism, bullying etc

Synonym: Rowdiness, disorganization, disruption

Antonym: Continuation, peace, assistance, beginning

Sentence: The party cadres resorted to hooliganism when their demands were not met in the meeting by the government.

14. Fading (verb): gradually grow faint or disappear/come or cause to come gradually into or out of view (about a television image or a film)

Synonym: evanescent, dying. Paling, declining

Antonym: emerging, developing, reviving

Sentence: The fame of the city was fading at that time as the hub of international business arbitration centre and another place had been identified for the same by then.

15. Anticipate (verb): regard as probable / expect or predict

Synonym: Expect, foresee, predict, prophesy

Antonym: Doubt, be surprised, confirm

Sentence: She anticipated scorn on her return to the theatre after so many years in the mainstream movies.

16. Presume (verb): Suppose that something is the case on the basis of probability/be arrogant or impatient enough to do something

Synonym: Surmise, guess, believe, assume

Antonym: Calculate, doubt, measure

Sentence: I presume that the man had been escorted from the building safely.

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17. Disruptive (adjective): Causing or tending to cause disruption

Synonym: disturbing, rowdy, troublesome, unruly

Antonym: calming, disciplined, soothing

Sentence: Bringing a disruptive technological innovation in the market is never easy for a startup company in the present era of fierce competition in every field.

18. Precipitate (adjective): done, made or acting suddenly or without careful consideration

Synonym: Hasty, rash, rushed

Antonym: Deliberate, gradual, leisurely

Sentence: I must apologize for my staff – their actions were precipitate.

19. Consensus (noun): A general agreement

Synonym: Harmony, accord, concord, unison

Antonym: Denial, refusal, dissension

Sentence: There is a gradually growing consensus among the general public that the current regime has failed in delivering on its promises.

20. Condemnation (noun): The expression of very strong disapproval/the act of condemning someone to a punishment or sentencing

Synonym: damnation, reproach

Antonym: compliment, acquittal, absolution

Sentence: There has been a strong condemnation of the attack on civilians by the Army of the country in the name of ethnic cleansing.

21. Denunciation (noun): public condemnation of someone or something / informing against someone.

Synonym: Indictment, accusation, censure, disapproval

Antonym: Appreciation, exculpation, exoneration

Sentence: His family members reacted in support of denunciation of his methods of achieving success in life.

22. Notion (noun): a conception or belief about something / an impulse or desire

Synonym: Concept, approach, assumption

Antonym: Being, concrete, reality

Sentence: His notion of being successful does not find any support from his family members

23. Startling (adjective): very surprising, astonishing or remarkable

Synonym: Alarming, astonishing, shocking

Antonym: Expected, certain, confirmed

Sentence: The startling discovery of new evidence in the murder case investigation has thrown new surprises to the police.

24. Denunciation (noun): public condemnation of someone or something / informing against someone.

Synonym: Indictment, accusation, censure, disapproval

Antonym: Appreciation, exculpation, exoneration

Sentence: His family members reacted in support of denunciation of his methods of achieving success in life.

25. Embody (verb): Be an expression of or give a visible or tangible form to an idea, quality or feeling

Synonyms: Represent, Epitomize

Antonyms: Conceal, Exclude

Example: A national team that embodies patriotic zeal and skill can win laurels both on and off the field in any sports.

26. Cumbersome (adjective): Heavy or large & therefore difficult to carry or use.

Synonym: Awkward, clumsy, inconvenient

Antonym: Convenient, manageable

Sentence: His prose can be cumbersome, to say the least

27. Foster (verb): Encourage the development of something (especially something desirable).

Synonym: Encourage, promote, further, stimulate.

Antonym: Block, cease, discourage.

Sentence: Maritza Morales has been a foster parent for over 10 years, typically to one girl at a time.

28. Fraught (Adjective): causing or affected by anxiety or stress, filled with something undesirable

Synonym: charge, filled, replete

Antonym: calm

Sentence: For a company running into huge losses, it is fraught with danger to introduce new products in the market.

29.  Multitude (Noun): A large number of people or things

Synonym: A great/large quantity, a great/large number

Antonym: Little, minority, handful

Sentence: The Harvard graduate whose skincare line is solving a multitude of problems.

30. Dormant (adjective): Having normal physical functions suspended or slowed down for a period of time; in or as if in a deep sleep.

Synonym: Sleeping, slumbering, resting,

Antonym: Active, alert, awake

Sentence: Grass turning brown is actually a defence mechanism, which allows them to lie dormant until rains revive them.

31. Regime (noun): A system or ordered way of doing something/a government especially an authoritarian one

Synonym: system, arrangement, code, arrangement

Antonym: anarchy, disorganization

Sentence: The new regime at the centre decided to do away with subsidies in agricultural products in the country.

32. Dismantle (verb): Take a machine or structure to pieces.

Synonym: Break up, Destroy, Disassemble

Antonym: Build, construct, create

Sentence: The United States believes it has North Korean leader Kim Jong-un's commitment to completely dismantle his country's nuclear weapons.

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33. Resolve (verb): settle or find a solution to something debatable or contentious / decide firmly on the next course of action

Synonym: accomplish, achieve, actualize, enact

Antonym: failed, destroyed, lost

Sentence: The judges tried to resolve the issue between the two warring parties but in vain.

34. Adept (adjective): Very skilled or proficient at something

Synonym: Capable, deft, proficient, skilled

Antonym: Incapable, incompetent, ignorant

Sentence: Cassel adept at learning on the fly.

35. Impute (verb): Represent (something, especially something undesirable) as being done or possessed by someone.

Synonym: Assign, blame, lay

Antonym: Defend, guard, help, protect

Sentence: India is committed to respect the religious and cultural beliefs of its people and it will be inappropriate to impute any other considerations to this decision.

36. Reliant (Adjective): having or showing dependence on something

Synonyms: Confident, Dependent, susceptible, subservient

Antonyms: Disbelieve, Disregard, Ignore

Sentence: The whole team is too much reliant on the skipper to score runs in the slog over of a match.

37. Pretence (noun): An attempt to make something that is not the case appears true.

Synonyms: Putting on an act, faking.

Antonyms: Reality, honesty.

Sentence: Police in Tamale has charged the headmaster of Prince of Peace International school with defrauding by false pretences.

38. Robust (Adjective): Sturdy in construction (in case of objects); strong and rich in flavor and smell (in case of wine or food)

Synonyms: Durable, Resilient, tough, strong, long-lasting

Antonyms: Fickle, weak, frail, insipid, tasteless

Sentence: They have put in place a very robust mechanism in order to detect any kind of fraud in the system.

39. Quintessential (adjective): Representing the most perfect or typical example of a quality or class.

Synonyms: Prototypical, stereotypical, archetypal, classic,

Antonyms: Average, bad, deficient

Sentence: The quintessential German team is one with lots of big, strong players who are good technicians and great athletes.

40. Debility (noun): Physical weakness, especially as a result of illness.

Synonyms: Frailty, weakness, fatigue

Antonyms: Robustness, strength, vigor

Sentence: Gold is exceptionally good for general debility and weakness.

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41. Ligature (noun): Something that is used to bind.

Synonyms: Bond, cord, knot, link, tie

Antonyms: Detaching, unbinding, unfastening, untying

Sentence: A mental health patient died after tying a ligature around her neck in a hospital bedroom.

42. Hovered (verb): Remain in one place in the air.

Synonyms: Loiter, hang, float, levitate

Antonyms: Relinquished, deserted, left

Sentence: The tension of the approaching final examinations was hovering over his head at that moment.

43. Acquit (verb):  Free from a criminal charge by a verdict of not guilty

Synonyms: Absolve, clear, exculpate, exonerate.

Antonyms: Criminate, incriminate.

Sentence: A court in Istanbul has acquitted a rap musician of the charge of inciting drug use in his song lyrics and video clips.

44. Impasse (noun): A situation in which no progress is possible.

Synonyms: Deadlock, stand-off

Antonyms: Agreement, breakthrough

Sentence: Government submits details of meetings on the metro impasse.

45. Incorrigible (adjective): Not able to be changed or reformed.

Synonyms: Incurable, intractable, inveterate

Antonyms: Good, manageable, nice

Sentence: He is incorrigible loose cannon.

46. Sanguine (adjective): Optimistic or positive, especially in an apparently bad situation.

Synonyms: Confident, cheerful, bright

Antonyms: Depressed, gloomy, pessimistic

Sentence: Independent Advisor Alliance's chief executive officer, is also sanguine about the market's prospects.

47. Clandestine (adjective): Kept secret or done secretively, especially because illicit.

Synonyms: Covert, stealthy.

Antonyms: Authorized, honest.

Sentence: He recently explained the technical challenges involved in the hunt for clandestine sites.

48. Tasked (verb): assigned a task to somebody or made great demands on the resources of somebody

Synonyms: Assigned, entrusted, loaded

Antonym: aided, assisted, exonerated

Sentence: The new committee has been tasked by the Supreme Court to oversee all the commercial deals entered into by BCCI in the future.

49. Stabilize (verb): make or become unlikely to change, fail or decline

Synonym: Balance, fix, preserve, secure, steady

Antonym: Destroy, forget, ignore, neglect

Sentence: The government recently announced an emergency programme to stabilize the ailing economy at its earliest.

50. Rogue (noun): A dishonest or unprincipled person.

Synonyms: Cheat, cheater, criminal

Antonyms: Honest, straight

Sentence: A rogue employee who may have been working for Tesla's enemies conducted “extensive” sabotage of the company's operations.

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