Dexter, a private information stealing virus, was detected by Computer Emergency Response Team – India (CERT-In) in online banking transaction space on 19 January 2014. The virus is particularly more threatening for the users of credit card while making payments at the shopping counters.
When the credit card is swiped at the point of sale (POS), the virus Dexter steals the confidential data like card holder’s name, account number, expiration date, CVV code and other discretionary information. This leak of the information could lead to financial loss and phishing attacks on the card.
Earlier in December 2013, RBI made it mandatory for debit card holders to punch in their PIN every time when they make a purchase. The order was passed following the spread of virus of Trojan Family which was detected at the Point of Sale (POS).
Computer Emergency Response Team - India (CERT-In)
CERT – In, set up in January 2004, is a nodal department under the Union Ministry of Communications and Information Technology.
It is mandated to protect Indian cyberspace and software infrastructure against destructive and hacking activities.
In accordance with the Information Technology Amendment Act, 2008, CERT – In is designated as national agency to perform the following functions in the area of cyber security
• Collection, analysis and dissemination of information on cyber incidents.
• Forecasts and alerts of cyber security incidents.
• Emergency measures for handling cyber security incidents.
• Coordination of cyber incident response activities.
• Issue guidelines, advisories, vulnerability notes and whitepapers relating to information security practices, procedures, prevention, response and reporting of cyber security incidents.