Kerala became the first state in the country to have bank accounts for all families under Pradhan Mantri Jan Dhan Yojna (PMJDY). A formal declaration to this effect was made by Kerala Finance Minister KM Mani at the State-Level Bankers’ Committee (SLBC) meeting in Thiruvananthapuram on 11 November 2014.
Under the PMJDY, Kerala has opened about 13 lakh new accounts and has mobilised 326 crore rupees through intensive financial literacy campaigns launched under the aegis of the State Level Banker’s Committee (SLBC).
At present, Kerala have Financial Literacy Centres in all the 152 blocks of Kerala has helped it to achieve the target of PMJDY ahead of schedule. 5.25 lakh rupees debit cards have been issued by all banks.
Pradhan Mantri Jan Dhan Yojna
Pradhan Mantri Jan Dhan Yojna is a mega financial inclusion plan aimed at bringing poor financially excluded people into the banking system by providing them bank accounts and debit cards.It was launched on 15 August 2014 by Prime Minister Narendra Modi.
Under the Yojana bank accounts and RuPay debit cards with inbuilt insurance cover of 1 lakh rupees is provided to crores of persons with no access to formal banking facilities.
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