The National Insurance Company Limited (NICL) will conduct the recruitment exam to select the qualified candidates for the Administrative Officer (AO) Scale-I positions across the Generalist and Specialist disciplines. Understanding the NICL AO Previous year cutoff offers candidates a valuable perspective on the previous year's competition levels, difficulty level, and the safety margins which are required to secure the selection in this government job. To be able to qualify each stage of the selection process, candidates must satisfy both the overall category cutoff and individual sectional qualifying marks which are set by the commission.
NICL AO Prelims Previous Year Cutoff Marks
The Phase-I Preliminary exam will consist of 100 objective questions carrying 100 marks across three main papers, which are English Language (30 marks), Reasoning Ability (35 marks), and Quantitative Aptitude (35 marks). Below are the overall qualifying marks for generalist and specialist streams for the 2024 cycle, which are divided into category-wise, section-wise, and post-wise:-
Category-Wise & Section-Wise and Previous Year Cutoff Marks For Phase-I
Given below are the category-wise and section-wise cutoff marks for Phase-I of the Administrative Officer for the Generalist and Specialists Posts:-
|
Post
|
Category
|
English Language
|
Reasoning Ability
|
Quantitative Aptitude
|
|
GENERALIST
|
SC, ST, OBC & PwBD
|
13.25
|
6.75
|
7.25
|
|
GENERALIST
|
EWS & UR
|
16.25
|
11
|
10.5
|
|
DOCTORS (MBBS), LEGAL, FINANCE, INFORMATION TECHNOLOGY, AUTOMOBILE ENGINEERS
|
SC, ST, OBC, PwBD
|
7
|
1
|
1
|
|
DOCTORS (MBBS), LEGAL, FINANCE, INFORMATION TECHNOLOGY, AUTOMOBILE ENGINEERS
|
EWS, UR
|
10
|
2.25
|
3.75
|
POST-WISE & CATEGORY-WISE FINAL CUT-OFF MARKS FOR PHASE-I (Out of 100)
Given below are the category-wise and post-wise cutoff marks for Phase-I of the Administrative Officer for the Generalist and Specialists Posts:-
|
Post
|
SC
|
ST
|
OBC
|
EWS
|
UR
|
PwBD (A)
|
PwBD (B)
|
PwBD (C)
|
PwBD (D & E)
|
|
GENERALIST
|
64.75
|
58.25
|
70.5
|
69.5
|
70.75
|
58.25
|
38
|
-
|
-
|
|
DOCTORS (MBBS)
|
9.75*
|
15.25*
|
17.50$
|
17.50%
|
17.50*
|
28.75
|
15.00*
|
38.25
|
23.75
|
|
LEGAL
|
46.25
|
40.75
|
43
|
46.75
|
52
|
||||
|
FINANCE
|
56.25
|
53.25
|
65
|
66
|
66
|
||||
|
INFORMATION TECHNOLOGY
|
56.25
|
46.75
|
56.75
|
56
|
58.75
|
||||
|
AUTOMOBILE ENGINEERS
|
20.00$
|
20.00$
|
20.00$
|
20.00%
|
20.00*
|
Important Highlights from the Previous Year Cutoff Marks for Aspirants
Understanding the previous year cutoff marks for the NICL AO for Generalist and Specialist posts helps candidates prepare their study plan accordingly. Given below are a few important highlights that candidates should read about before appearing for the NICL AO exam 2026:-
- In the Generalist streams, competition drives the UR, OBC, and EWS cutoff marks close to 80 marks out of 100. Candidates should consistently aim for 82-85 marks in practice mocks to maintain a safe score margin.
- Candidates who will appear for the Legal, Finance, or IT Specialist stream may face a lower overall cutoff (37 to 66 marks range) compared to Generalist posts, though professional knowledge sections require higher accuracy.
- Final selection is strictly dependent on Phase -II Mains score and Interview performance of the candidates. Candidates are advised to perform strongly above the minimum Mains cutoff marks to improve their overall merit positioning.
Also check, Which Questions Should You Attempt First in the IBPS Clerk Prelims 2026?