Which Railway Job Gives The Highest In-Hand Salary Without Graduation? 5 Roles Under The 7th Pay Commission

Indian Railways offers several job opportunities for those who have completed Class 10, ITI or Class 12. This article covers five Railway posts, their eligibility, pay levels and starting basic salary to help aspirants understand the best options available without a graduation degree.

Aug 21, 2026, 12:26 IST

Every year lakhs of candidates prepare for competitive examinations, with Indian Railways being one of the most sought career options. It is also a popular choice among candidates who do not have a graduation degree. Indian Railways offers several posts for those who have completed Class 10th, ITI or Class 12th. Along with job security these posts offer a basic salary under the 7th Pay Commission along with various allowances and other benefits. 

For candidates looking for a Railway job without graduation some of the best options include Commercial cum Ticket Clerk, Assistant Loco Pilot (ALP), Accounts Clerk cum Typist, Junior Clerk cum Typist and Trains Clerk. Among them the Commercial cum Ticket Clerk post has the highest initial basic pay of Rs 21,700. However actual in hand salary depends on allowances, posting location and deductions.

Also Check- 5 Railway Jobs That Offer Over ₹60,000

5 Railway Jobs With High Salary Without Graduation

The table below compares five Railway jobs that do not require a graduation degree. Check the details below. 

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Railway Post
Minimum Qualification
7th CPC Pay Level
Initial Basic Pay
Commercial cum Ticket Clerk
Class 12th
Level 3
Rs 21,700
Assistant Loco Pilot (ALP)
Class 10th + ITI/Apprenticeship or Diploma
Level 2
Rs 19,900
Accounts Clerk cum Typist
Class 12th
Level 2
Rs 19,900
Junior Clerk cum Typist
Class 12th
Level 2
Rs 19,900
Trains Clerk
Class 12th
Level 2
Rs 19,900

The RRB NTPC undergraduate recruitment includes Commercial cum Ticket Clerk, Accounts Clerk cum Typist, Junior Clerk cum Typist and Trains Clerk. The official notification places Commercial cum Ticket Clerk at Level 3 with an initial pay of Rs 21,700  while the other three posts are Level 2 with an initial pay of Rs 19,900. 

1. Commercial Cum Ticket Clerk

For candidates who have passed Class 12th and do not have a graduation degree, Commercial cum Ticket Clerk is one of the most attractive Railway jobs in terms of starting basic salary. The post comes under Level 3 of the 7th CPC Pay Matrix with an initial basic pay of Rs 21,700. Candidates must have passed class 12 or an equivalent examination. The latest RRB NTPC undergraduate notification also specifies a 50% aggregate requirement with certain exemptions for reserved categories.

The actual salary received in hand will be higher than the basic pay after applicable allowances although deductions will also be made.

2. Assistant Loco Pilot (ALP)

Assistant Loco Pilot is another popular Railway job for candidates who do not have a graduation degree. The post is placed underLevel 2 pay with an initial basic pay of Rs 19,900. Eligibility includes Matriculation or SSLC along with ITI in specific trades, apprenticeship or a relevant three year engineering diploma.

ALP is attractive because the overall earnings  includes allowances related to the nature of the job. Therefore, the monthly in hand salary  depends on duties, posting and applicable allowances.

3. Accounts Clerk Cum Typist

The Accounts Clerk cum Typist is an undergraduate level RRB NTPC that requires Class 12th qualification. It comes under Level 2, with an initial basic pay of Rs 19,900. This  job is suitable for those candidates who prefer clerical and accounts related work rather than field based railway duties.

4. Junior Clerk Cum Typist

Candidates looking for a clerical Railway job after Class 12th can also opt for Junior Clerk cum Typist. This post is under Level 2 of the 7th CPC Pay Matrix with an initial basic pay of Rs 19,900. As the name suggests this role involves clerical work and typing related duties. Candidates must check the latest recruitment notification for the typing requirements.

5. Trains Clerk

Trains Clerk is another undergraduate level Railway post available to candidates who have completed Class 12th. It is also placed under Level 2 pay with an initial basic salary of Rs 19,900. This role is associated with train related records and operational work.

Which Railway Job Gives The Highest Salary Without Graduation?

Based on the initial basic pay, Commercial cum Ticket Clerk offers the highest starting salary among these five posts at Rs 21,700 per month under Level 3 of the 7th Pay Commission. The other four posts listed above have an initial basic pay of Rs 19,900.

However in-hand salary is not fixed for every employee. It depends on various factors such as-

  • Basic pay

  • Dearness Allowance (DA)

  • House Rent Allowance (HRA)

  • Transport and other applicable allowances

  • Railway duty-related allowances wherever applicable,

  • Posting location

  • Employee deductions and contributions

Therefore candidates must compare both the pay level and nature of allowances before deciding which Railway job is best for them.

Which Railway Job Is Best Without Graduation? 

Candidates without a graduation degree have several Railway career options. If you want the highest starting basic salary, Commercial cum Ticket Clerk leads the list with Rs 21,700. ALP, Accounts Clerk cum Typist, Junior Clerk cum Typist and Trains Clerk start at Rs 19,900. The final in-hand salary depends on allowances, posting and deductions so candidates should not treat the basic pay as the final monthly salary.

Also Read- Metro Rail Vs Indian Railways Jobs: Which Career Offers Better Stability For Engineering Graduates


Deepanshu Upadhayaya

Executive - Editorial

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