Banking Term: Liquidity

Mar 19, 2015, 14:31 IST

Find important banking term that is useful in upcoming banking exam.

It is the degree to which, an asset can be quickly and cheaply turned into money, which by definition, is completely liquid.

A current account bank deposit is a liquid asset because it can be withdrawn immediately at little cost.

An office building by contrast will take a considerable time to dispose of and estate agent’s fees and other costs will be incurred

A company or individual is said to be liquid if a high proportion of its or his assets are held in the form of cash or readily marketable securities.

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