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PSUs Salary Structure 2025: Public Sector Undertakings (PSUs) in India offer attractive job opportunities for engineering graduates, especially through the GATE score or written tests. Many candidates seek detailed information on the salary structure for technical and management roles, including the benefits such as Dearness Allowance, Pension, and Transport Allowance.
Understanding the salary structure across Maharatna, Navratna, and Miniratna PSUs is crucial before applying for these prestigious positions. This article provides an in-depth overview of PSU salary, allowances, and the perks employees can expect. Other than this, we have also shared the PSU salary structure after GATE exam.
What are PSUs: List of Maharatna, Navratna & Miniratna PSUs
Engineering graduates can secure reputable positions in Maharatna, Navratna, and Miniratna PSUs by clearing the GATE or written tests. Below is a list of these PSUs for ease of reference:
| Category | Name of PSUs |
| Maharatna CPSEs | Bharat Heavy Electricals Limited, Bharat Petroleum Corporation Limited, Coal India Limited, GAIL India Limited, Hindustan Petroleum Corporation Limited, Indian Oil Corporation Limited, NTPC Limited, Oil & Natural Gas Corporation Limited, Power Finance Corporation, Power Grid Corporation of India Limited, Rural Electrification Corporation Limited, Steel Authority of India Limited |
| Navratna CPSEs | Bharat Electronics Limited, Container Corporation of India Limited, Engineers India Limited, Hindustan Aeronautics Limited, Mahanagar Telephone Nigam Limited, National Aluminium Company Limited, National Buildings Construction Corporation Limited, Neyveli Lignite Corporation Limited, NMDC Limited, Oil India Limited, Rashtriya Ispat Nigam Limited, Shipping Corporation of India Limited |
| Miniratna I CPSEs | Airports Authority of India, Antrix Corporation Limited, Balmer Lawrie & Co. Limited, Bharat Coking Coal Limited, Bharat Dynamics Limited, BEML Limited, Bharat Sanchar Nigam Limited, Braithwaite & Company Limited, Central Warehousing Corporation, Central Coalfields Limited, Central Mine Planning & Design Institute Limited, Chennai Petroleum Corporation Limited, Cochin Shipyard Limited, Cotton Corporation of India Ltd. |
| Miniratna II CPSEs | Artificial Limbs Manufacturing Corporation of India, Bharat Pumps & Compressors Limited, Broadcast Engineering Consultants India Limited, Central Railside Warehouse Company Limited, Engineering Projects (India) Limited, FCI Aravali Gypsum & Minerals India Limited, Ferro Scrap Nigam Limited, HMT (International) Limited, Indian Medicines & Pharmaceuticals Corporation Limited, MECON Limited |
PSU Salary Structure
The salary offered by PSUs varies according to the position, the type of PSU (Maharatna, Navratna, Miniratna), and the sector. Generally, the initial pay in PSUs ranges from 5 to 14 lakhs per annum, and different organizations offer distinct salary structures. Below are the salaries for some major PSUs:
| PSUs | Sector | Type | Salary | CTC |
| Indian Oil Corporation (IOCL) | Petroleum & Natural Gas | Maharatna | ₹24,900 – ₹ 50,500 | ₹12,00,000 |
| National Thermal Power Corporation (NTPC) | Power | Maharatna | ₹60,000 – ₹1,80,000 | ₹18,00,000 |
| Oil & Natural Gas Corporation (ONGC) | Petroleum & Natural Gas | Maharatna | ₹60,000 – ₹1,80,000 | ₹16,50,000 |
| Coal India Limited (CIL) | Mining | Maharatna | ₹50,000 – ₹1,60,000 | ₹11,00,000 |
| Steel Authority of India Limited (SAIL) | Steel & Iron | Maharatna | ₹20,600 – ₹46,500 | ₹10,00,000 |
| Bharat Heavy Electricals Limited (BHEL) | Defense | Navratna | ₹60,000 – ₹1,80,000 | ₹13,00,000 |
| Bharat Petroleum Corporation Limited (BPCL) | Petroleum & Natural Gas | Navratna | ₹60,000 – ₹1,80,000 | ₹16,00,000 |
| Hindustan Petroleum Corporation Limited (HPCL) | Petroleum & Natural Gas | Navratna | ₹60,000 – ₹1,80,000 | ₹16,00,000 |
| Neyveli Lignite Corporation Limited (NLC) | Mining & Power | Navratna | ₹.20,600 – ₹46,500 | ₹7,85,000 |
| Power Grid Corporation of India Limited (PGCIL) | Power | Navratna | ₹60,000 – ₹1,80,000 | ₹20,00,000 |
| National Aluminium Company Ltd. (NALCO) | Mining | Navratna | ₹40,500 – ₹1,40,000 | ₹11,00,000 |
| Central Electronics Limited (CEL) | Electronics | Navratna | ₹40,000 - ₹1,40,000 | ₹9,00,000 |
PSU Salary Structure After GATE
Public Sector Undertakings (PSUs) in India offer lucrative career opportunities for engineering graduates, especially those who clear the GATE (Graduate Aptitude Test in Engineering) exam. PSUs hire candidates for various technical roles, and their salary structure varies based on the PSU category (Maharatna, Navratna, or Miniratna), the sector, and the job profile. Below is a detailed overview of the PSU salary structure for candidates who join PSUs after clearing the GATE exam:
Salary Overview:
Maharatna PSUs: These PSUs offer the highest salary among all the PSU categories due to their large-scale operations and financial power. For example:
- Indian Oil Corporation (IOCL) offers a starting salary in the range of INR 24,900 to INR 50,500 per month, with a total CTC of INR 12,00,000.
- NTPC Limited provides a salary range of INR 60,000 to INR 1,80,000 per month, with a CTC of INR 18,00,000.
Navratna PSUs: These PSUs offer competitive salaries that are slightly lower than Maharatnas but still attractive for fresh GATE qualifiers. For example:
- Bharat Petroleum Corporation Limited (BPCL) offers a salary range of INR 60,000 to INR 1,80,000, with a CTC of INR 16,00,000.
- Power Grid Corporation of India Limited (PGCIL) offers a salary range of INR 60,000 to INR 1,80,000 with a total CTC of INR 20,00,000.
Miniratna PSUs: Miniratna PSUs offer salaries that are lower compared to Maharatna and Navratna PSUs, but they still provide good compensation. For instance:
- Airports Authority of India (AAI) offers a salary range of INR 16,400 to INR 40,500 per month, with a CTC of around INR 8,00,000.
- Rail India Technical and Economic Service Limited (RITES) offers a salary range of INR 40,000 to INR 1,40,000, with a CTC of approximately INR 9,00,000.
Also Read PSU Recruitment through GATE
PSU Salary Structure Components
The salary structure in PSUs typically comprises several key components, which include:
- Basic Salary: This is the core component of the salary and is paid based on the employee’s designation without deductions or perks.
- Perks and Allowances: Common allowances include TA (Transport Allowance), DA (Dearness Allowance), HRA (House Rent Allowance), Children’s Education Allowance, and City Compensation Allowance.
- Reimbursement: PSUs offer reimbursements for various facilities, such as medical, newspapers, etc., according to organizational norms.
- Insurance: PSUs provide both health and life insurance benefits for their employees.
What are the Perks and Allowance for PSUs?
PSUs also offer several allowances as part of their compensation package. These allowances may vary by organization but generally include:
- Dearness Allowance (DA): A percentage of the basic salary, updated regularly to combat inflation.
- House Rent Allowance (HRA): Helps employees manage rental costs if they are living in rented accommodation.
- Transport Allowance (TA): Offered to cover the cost of commuting to work.
- Medical Allowance: Reimbursement for healthcare and medical expenses.
- City Compensatory Allowance (CCA): Provides extra financial support for employees living in high-cost urban areas.
These perks and allowances play a vital role in enhancing the overall compensation and improving the quality of life for PSU employees.
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