The Delhi Development Authority's much-awaited new housing scheme that includes construction and delivery of around 13000 houses was launched on 30 June 2017.
The scheme has been linked with the Pradhanmantri Awas Yojna, which means that people fulfilling the criteria will get a subsidy in the interest when they take a bank loan.
• Interested applicants can apply through both online and offline modes.
• The first step involves collection of a brochure that costs between Rs 150- 200 from the DDA sales counter located at Vikas Sadan in New Delhi.
• Brochures can also be collected from select branches of banks appointed by the DDA including Bank of Baroda, Yes Bank, Axis Bank, IDBI Bank, Kotak Mahindra, State Bank of India, Central Bank and HDFC.
• The forms and brochures will be available at the select bank branches in Delhi from 30 June to 9 August.
• Among the total number of flats, most of them in Rohini, Dwarka, Narela, Vasant Kunj and Jasola, 10000 unoccupied flats are from the 2014 housing scheme.
• The lucky draw of the flats under the scheme would take place in the first week of July or August 2017.
• One month time will be given to applicants for completing all the formalities and final possession of the homes to winners would be given in October 2017.
• The winners would be free to sell their flats further without any restriction from the DDA.
• Unsuccessful applicant’s refunds will be handled by the appointed 13 banks. Only the electronic mode will be used with no paper transaction in case of refund or transaction.
• The DDA seeks to employ multi-tiered penal measures this time to deter "unserious buyers" and check market speculation.
• If a prospective buyer surrenders his application before the date of the draw, no money will be deducted from his or her registration fee.
• If a buyer decides to withdraw after the draw but before the issue of a demand letter, 25 per cent of the registration fee will be deducted.
• If the flat is surrendered within 90 days of the issue of the demand letter, 50 per cent of the fee would be cut.
• Beyond the time period of 90 days, the entire registration fee will be forfeited.
Lower Income Group (LIG) - 1 Lakh
Middle Income Group (MIG) – 2 Lakh
High Income Group (HIG) – 2 Lakh
Speaking on the development, a DDA official stated that people are free to visit the areas where the flats are being offered. “We have also removed the lock-in period clause, as we realised this was also a factor in buyers surrendering flats. This is also to keep a check on those elements who do market speculation," he added.
Who can apply for these flats?
• Any Indian citizen who is at least 18 years at the time of form submission.
• An applicant who does not own any residential plot or flat in Delhi under his/her name or under their spouse’s or children’s name.
• Both husband and wife are eligible to apply for the scheme separately but if both get an allotment, one of them will have to give it up.
• Only one application will be accepted per applicant.
• The only identity proof required for applying under this scheme is the PAN card.
The DDA had launched a similar scheme with 25000 flats on offer in 2014, among which around 10700 were surrendered for various reasons including small size and unfavourable location.
About DDA Housing Scheme
• The development of housing projects by DDA were initiated in 1967 with construction of houses and providing the basic amenities like electricity, water supply, sewage disposal and other infrastructure facilities.
• The new projects undertaken instigate with recognition of project sites followed by public announcement about the new DDA housing schemes in various categories through newspapers and other media advertisements.
• This is followed by formal acceptance of the applications, a transparent draw system for short-listing of the applicants and finally allotment and handover of the property.
• Some popular DDA Housing Schemes of the past include:
- New Pattern Registration Scheme: It offered home registration along with the property purchase.
- Janta Housing Registration Scheme: It offered house registrations for the EWS (Economically Weaker Section) category.
- Ambedkar Awas Yojana: It allotted Janta, LIG & MIG category flats to the SC/ ST registrants.
• The Residential land is allotted to individual applicants, the farmers whose land is acquired for development and group housing societies through public auction.
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