LIC AAO Salary 2025: The LIC Assistant Administrative Officer (AAO) posts offer a lucrative salary package with job security and various perks and allowances. This position unlocks opportunities for a stable career path within the government insurance sector. Under the revised pay scale for Class-I Officers, the basic pay for AAO posts will be Rs 88,635. In addition to this, the employees will receive various allowances like DA, HRA, City Compensatory Allowance, etc, depending on their posting location and regulations. This attractive remuneration package makes the LIC AAO job profile rewarding and respectable. Scroll down for complete details on LIC AAO salary, including revised pay scale, job profile, allowances, etc.
LIC AAO Salary
The Life Insurance Corporation of India (LIC) offers an attractive salary package and other job benefits to the candidates appointed for the Assistant Administrative Officer (AAO) posts. The pay scale has undergone a revision and now stands at Rs 88,635-4,385(14)-1,50,025-4,750(4)-1,69,025. Beyond the basic pay, employees also receive House Rent Allowance, City Compensatory Allowance, and Hill Allowance based on the latest guidelines. The LIC AAO salary is expected to be around INR 1 Lakh per month.
The selected candidates will have to submit an undertaking to serve LIC for at least four years from the joining date (including probationary period). If they fail to do so, they will have to pay Rs. 5,00,000 with GST or the amount prescribed by the Executive Director (Personnel) as per the rules. Learn more about the LIC AAO in hand salary and other related components on this page.
LIC AAO Salary Structure 2025
The latest LIC AAO salary structure is based on the LIC Wage Revision Notification by the Ministry of Finance (Department of Financial Services). The basic pay for the post starts from Rs. 88,635 per month. The salary structure for LIC AAO posts includes basic pay, allowances, deductions, and other details. Check the breakdown of the LIC AAO salary structure shared below for the candidate’s reference.
| Particulars | Amount (Rs.) |
| Basic Pay | 88635 |
| DA (15.38%) | 13635 |
| HRA | 6200 |
| Cadre Special Allowance | 8900 |
| Transport Allowance | 3300 |
| Gross Total Income | 120674 |
| Deductions | |
| Income Tax | 10200 |
| Professional Tax | 200 |
| New GI Scheme | 137 |
| GIS Premium | 2915 |
| Total Deductions | 13452 |
LIC Assistant Administrative Officer Salary 2025: Allowances
In addition to the basic pay, selected candidates will be entitled to various benefits, perks, and allowances according to the LIC rules. The rate of the allowances varies as per the posting city. Check the complete list of perks and allowances included in LIC AAO salary package:
| Allowances | Rate |
| House Rent Allowance | Cities with a population of 45 lakh and above: 10 per cent of pay, subject to a maximum of Rs. 13,000/- per month Cities with a population of more than 12 lakh but not exceeding 45 lakh: 8 per cent of pay, subject to a maximum of Rs. 11,000/- per month Other places: 7 per cent of pay, subject to a maximum of Rs. 10,500/- per month. |
| City Compensatory Allowance | Cities with a population of 45 lakh and above: 3 per cent of pay, subject to a maximum of Rs. 3,300/- per month Cities with a population of more than 12 lakh but not exceeding 45 lakh: 2.5 per cent of pay, subject to a maximum of Rs. 3,100 /- per month Cities with a population of more than five lakh but less than 12 lakh: 2 per cent of pay, subject to a maximum of Rs. 2,400 /- per month |
| Hill Allowance | Posted at a place located at a height of 1,500 metres or above the mean sea level: 2.5 per cent of basic pay subject to a maximum of Rs 2,055/- per month. Posted at a place located at a height of 1,000 metres or above but less than 1,500 metres above the mean sea level: 2 per cent of basic pay subject to a maximum of Rs 1,650/- per month Posted at a place located at a height of more than 750 metres or more above the mean sea level: 2 per cent of basic pay subject to a maximum of Rs. 1,650/- per month |
Besides these, the salary of LIC AAO includes following allowances too:
- Defined Contributory Pension
- Gratuity
- Group Personal Accident Insurance
- LTC
- Cash Medical Benefit
- Group Mediclaim
- Meal coupon
- Group Insurance
- Vehicle Loan (2-wheeler/4-wheeler) as per rules
- Reimbursement of cost of briefcase/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc.
LIC AAO Job Profile
Candidates appointed as AAOs in LIC must carry out all the administrative, supervisory, and customer service tasks. They are expected to perform all the duties allocated by their superiors. The roles and responsibilities included in the LIC AAO Job Profile are as follows:
- Handling claims, settlements, and processing insurance policies.
- Managing and addressing customer queries and ensuring timely resolution.
- Collaborating with other departments to streamline processes.
- Reviewing and validating document facts.
- Ensuring all the tasks are completed in the stipulated period.
LIC AAO Salary: Probation Period
All the newly appointed LIC AAO employees will be on probation for one year from the date of joining. The probationary period can extend up to two years as per the LIC rules. During this period, the candidate’s performance will be assessed based on the Corporation's extant policy. Those who fail to achieve the minimum standard of the services may be terminated as per the corporation's policy.
LIC AAO Career Growth
LIC AAO is a golden opportunity for all those individuals seeking government employment. Selected candidates may get the chance to participate in promotions based on their work performance and years of service. The LIC AAO promotion hierarchy is as follows:
- Administrative Officer
- Assistant Divisional Manager
- Divisional Manager
- Senior Divisional Manager
- Zonal Manager
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