Bank Holiday Today and Tomorrow: Are RBI, HDFC, and ICICI Branches Open or Closed on November 9 and 10? Check City-wise List

Planning a bank branch visit early this week requires checking your local circle's operating status first. Post-Diwali festivities in India vary by region. And many bank branches across India are observing split closures on Monday, November 9th and Tuesday, November 10th 2026 under the Reserve Bank of India’s (RBI) Negotiable Instruments Act. 

If you are curious to know whether banks are open today then note that branches in Lucknow, Jaipur, Bhopal, and Chandigarh remain shut today for Govardhan Pooja and extended Diwali celebrations. 

Meanwhile financial centres like Mumbai, Ahmedabad, and Bengaluru operate normally today. But they will be closed tomorrow for Bali Pratipada and Vikram Samvant New Year. Digital banking like UPI and ATMs remain active 24x7 across all the states. 

Are Banks Open Today or Tomorrow due to Diwali Celebration? 

RBI holiday calendar specifies that branches observe closures based on regional notifications rather than a uniform national shutdown. 

A city closed on Monday often reopens on Tuesday while others take their bank holiday tomorrow if there is any local observance.

Is SBI Bank Open Today, November 9th? 

Institutions from the public sector, for instance State Bank of India (SBI) and Punjab National Bank, along with private banks including HDFC Bank and ICICI Bank, follow their respective RBI circles:

In Open Circles 

Counter services, cash collection, NEFT/RTGS processing, and document verifications run on normal working hours.

In Closed Circles

Physical counters and service desks are not available. Physical cheques deposited at the branch drop boxes will be picked up and processed through clearing houses only on the next business day.

Which Banking Services are Working Today and Tomorrow?

Branch closures do not impact electronic clearing and customer self-service rails:

UPI and IMPS Payments

Platforms including Google Pay, PhonePe, Paytm, and official banking apps function around the clock without delay.

ATM and CDM Access

Cash dispensers and automated cash deposit machines in bank lobbies remain operational for instant balance updates and withdrawals.

Net Banking

Online fund transfers, bill payments, and card controls remain accessible 24x7.

If your transaction requires teller assistance or locker access in a state observing a holiday today, schedule your visit for tomorrow when counters resume normal business hours.