Definition of a Banker
The banker is defined under Section 5(b) of the Banking Regulation Act, 1949. It says, "Banking is accepting for the purpose of lending or investment, of deposits of money from the public, repayable on demand or otherwise and withdrawable by cheque, draft or otherwise."
This definition emphasizes 2 points:
A banker is in charge of establishing & maintaining constructive customer relationships, delivering and planning effective sales strategies & observing the progress of existing and new financial products. Banks function in a fiercely spirited marketplace where change is common. Services and products offered have to expand to meet the demands and expectations of customers & functioning with staff & customers to attain targets has become major part of the role. Bankers may work as managers in high-street branches providing operational support on a daily basis, or in more specialized posts in commercial or corporate departments at head offices or regional offices.