The Union Cabinet of India on 4 June 2013 approved the extension of the Rashtriya Swasthya Bima Yojana (RSBY) to rikshaw pullers, rag pickers, mine workers, sanitation workers and auto rickshaw drivers and taxi drivers. The total number of unorganized workers estimated to be covered in these categories will be as under:
1. Rickshaw drivers/pullers 13.68 lakh
2. Rag pickers 11.63 lakh
3. Mine workers 17.79 lakh
4. Sanitation workers 10.08 lakh
5. Auto rickshaw drivers/taxi drivers 35.39 lakh
The total financial implications for extension of RSBY to rikshaw pullers, rag pickers, mine workers, sanitation workers and auto rickshaw drivers and taxi drivers, would be around 210 crore rupees approximately for the year 2013-14 and 419.89 crore rupees from the year 2014-15 onwards. The exact amount will be determined on the basis of persons identified and registered under these categories during each preceding year and actual premium rates.
The projected benefit would facilitates health insurance cover to rickshaw pullers, rag pickers, mine workers, sanitation workers and auto rickshaw drivers and taxi drivers.
RSBY is being implemented in 28 States/Union Territories and more than 3.44 crore smart cards have been issued as on 31 March 2013. The target for the year 2013-14 is to cover 3.60 crore Below Poverty Line (BPL) families.
The Ministry of Labour and Employment is implementing the health insurance scheme, RSBY, which provides for smart card based cashless health insurance cover of 30000 rupees per annum to BPL families (a unit of five persons) in the unorganized sector. The scheme became operational from 1 April 2008. During the course of implementation, RSBY was extended to street vendors, beedi workers, domestic workers, building and other construction workers, and MGNREGA workers, who have worked more than 15 days during the previous year.