MBA Verbal Ability Questions & Answers – Cloze Test Set-I

Directions (1 - 10): In the following passage, there are blanks each of which has been numbered. For each number some words are suggested below the passage, one of which fits the blank appropriately. Find the appropriate words.

According to the Reserve Bank of India (RBI), the banking sector in India is sound, adequately ___1       and well-regulated. Indian financial and     2    conditions are much better than in many other countries of the world. Credit, market and    3    risk studies show that Indian banks are generally    4    and have withstood the global downturn well. With a sense of optimism slowly 5   in, the banking industry expects that 2015 will bring better growth prospects. This optimism stems from factors such as the Government working hard to   6    the industrial growth in the country and the RBI initiating a number of measures that would go a long way in helping the banks to    7   . The recent announcements of RBI, it is felt, are a clear pointer to the future of the restructured domestic banking industry. The Indian banking sector is   8  , with 46 commercial banks jostling for business with dozens of foreign banks as well as rural and co-operative lenders. State banks control 80 percent of the market, leaving relatively small shares for private rivals. At the end of February, 13.7 crore accounts had been opened under Pradhanmantri Jan Dhan Yojna (PMJDY) and 12.2 crore RuPay debit cards were    9   . These new accounts have     10     deposits of Rs 12,694 crore (US$ 2.01 billion).

1.

a) Realised

b) Subsidised

c) Defunded

d) Capitalised

2.

a) Climatic

b) Political

c) Economic

d) Environmental

3.

a) Personal

b) Liquidity

c) Systematic

d) Security

4.

a) Resilient

b) Delicate

c) Weak

d) Rigid

5.

a) Retreating

b) Decreasing

c) Leaving

d) Creeping

6.

a) Absorb

b) Cripple

c) Anticipate

d) Revitalise

7.

a) Subsist

b) Prevail

c) Restructure

d) Survive

8.

a) Collaborated

b) Fragmented

c) Aligned

d) Combined

9.

a) Issued

b) Released

c) Furnished

d) Equipped

10.

a) Divided

b) Dissuaded

c) Mobilised

d) Dispersed

Answers:

Explanation:

In this section we will explain the rationale for choosing the answer pertaining to every question. After practicing these MCQ(s), you would be able to understand the concepts of Cloze Test.

Explanation (1): The appropriate word should be ‘Capitalised’ which means to provide money for the ventures.

Explanation (2): The appropriate word should be ‘Economic’ which means something business or financial related.

Explanation (3): The appropriate word should be ‘Liquidity’ which means the ability to convert an asset into cash quickly.

Explanation (4): The appropriate word should be ‘Resilient’ which means being able to withstand or recover quickly from difficult conditions.

Explanation (5): The appropriate word should be ‘Creeping’ which means something occurring or developing gradually and almost imperceptibly.

Explanation (6): The appropriate word should be ‘Revitalise’ which means to instill something with new life and vitality.

Explanation (7): The appropriate word should be ‘Restructure’ which means to organize differently.

Explanation (8): The appropriate word should be ‘Fragmented’ which means to divide something in segments.

Explanation (9): The appropriate word should be ‘Issued’ which means to supply or distribute something for use or sale.

Explanation (10): The appropriate word should be ‘Mobilised’ which means to organize and make something ready for action.

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