Banking Term: NEFT

Jan 3, 2015, 12:29 IST

Find important banking term that is useful in upcoming banking exam.

The National Economic Fund Transfer System (NEFT) is a nationwide system that facilitates individuals, firms and corporate to electronically funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country.

Question

One of the following statements is not true with respect to NEFT.

a) Funds are transferable electronically from one customer account of participant bank branch to another customer account of any other participant bank.

b) The individual branches participating in NEFT can be located only in metro/urban cities

c) The remitting branch prepares a structured financial messaging solution message and sends it to its service centre for NEFT.

d) All of these

e) None of these

Ans. b

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Jagran Josh

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