Gramin Bank Jobs – Exam Overview, Career Prospects and Responsibilities

The Gramin Bank is a microfinance organisation and community development bank. It gives small loans (known as microcredit) to the impoverished without requiring collateral. The name Grameen is derived from the word gram which means "rural" or "village" in the Sanskrit language.

Entry in Gramin Bank

Recruitment to Gramin Bank are through notified recruitment procedures. Indian citizens who have been declared qualified at the Online CWE for RRBs conducted by IBPS during September/ October 2013 can apply for various Gramin Bank posts in the year 2014 when a recruitment notification is shared by the bank. Various Gramin Banks draw different cut-offs of the Total Weighted Standard Scores (TWSS) obtained by candidates in CWE – II of IBPS for different posts.

According to these cut-offs, eligible candidates can apply for the job online on the bank’s website before the last date. Banks prepare merit lists of the candidates for final selection based on Total Weighted Standard Scores (TWSS) obtained by them in CWE – II of IBPS and invite them for personal sin descending order under each SC/ST/OBC/UR category. The candidate should have a degree in any discipline from a recognised University or its equivalent and proficiency in a local language to apply for the recruitment as well. Recruitment notifications are uploaded on the bank’s website and circulated to job posting websites.

Probation Period

After selection, candidates will be on probation for a period of one or two years depending on the post qualified for and the period may be extended by the Appointing Authority for a period not exceeding one year if work /conduct of the candidate is not found satisfactory.

Roles and Responsibilities

Job roles in Gramin banks differ according to posts and payscale.  Some roles include Officer (various scales), Office assistant, clerks and more. Responsibilities are different for each post and the candidate is taken through a rigorous training at the time of joining.

Career Path

A Specialist Officer’s post is one of the highly coveted positions in the banking industry. An SO can grow further to manage the department and the growth opportunities are endless. Needless to say, a Bank SO’s position is seen with tremendous respect in the society as it secures a lifelong opportunity to grow, prosper and includes almost all the perks and bonuses enjoyed by a PO. And, therefore, every Bank SO Exam attracts lakhs of talented technical graduates, post-graduates and professionals to compete for a few hundred or thousand vacancies notified by the banks.

If you have any Question/Point on the above information, please ask/discuss it in the Banking Group