Banking exams are getting tougher day by day, with more and more candidates joining in to give the entrance examinations and get into the banking sector. The assurance of a stable job and good pay package has allured many candidates towards its ambit and is making them compete for the limited vacancies in the nationalized banks. In public sector banks, the reservation policy stands active as it is for any of the government agencies and organizations. The candidates from the backward classes and who are physically handicapped are provided with the reservation facilities as scribbled in the constitution of India. The rights of SC/ST and OBC candidates are safeguarded in any of the public organization through the provision of same in the constitution. It provides the necessary upper age-limit relaxation to the candidates along with securing seats for them in the overall vacancies for the bank.
Provision for OBC candidates in banking exams
The Other Backward Caste candidates are subjected to get the reservation facilities as mentioned in the constitution. The merit list for all these caste categories are published separately with different cut-off marks in each of the segments. The candidates from the segments are judged according to their merit and scores attained in the examination and are further called for interview/computer test rounds. The candidates having OBC certificate, proving their caste can take up the entrance examination, as OBC candidates. Though, the candidates could apply for the general seats if they feel they do not need reservation and can get into the merit list for the general stream candidates. The candidates are even free to fill up their form as general candidates for the examination. Those candidates scoring marks greater than the general category students would automatically get shifted to the list of general candidates, keeping the OBC seat vacant for some other person to take up.
Criticism of allowing OBC candidates to general streams
It is often criticized by the segment of the society that putting the OBC/SC/ST candidates, who have scored marks equal to that off the general candidates, is wrong and they should not be allowed to eat up one general seat as they have already a provision to acquire the seats from their own sections. But, the Article 16 Clause 4 of the constitution clearly mentions that the students from the reserved categories are eligible for getting into the list of general category students if they score enough cut off marks shedding their category reservation. Many such candidates from backward castes are willing to crack the examination with their merit and not through the benefits that they get from the central reservation policy. It is the matter of pride for them to compete in the general section putting aside their reservation benefits, which they have as a constitutional right.
Constitutional Rights for OBC candidates in banking exams
In the constitution there is also a mention of carry forwarding policy which means, if a certain number of SC/ST/OBC candidate seats are remaining vacant for a particular year in any of the recruitment drives, it would get added in the next year recruitment seats in the respective categories. This amendment was added in the constitution through the 81st Constitutional Amendment Act, 2000. Thus, it is possible for the backward class candidates to apply for the posts through general stream under the provision of law.