Both SSC and SBI PO provide various jobs to aspirants for different posts. State Bank of India (SBI) individually conducts exam for probationary officers to provide recruitment to lots of bank aspirants whereas Staff Selection Commission (SSC) offers one of the most popular jobs under SSC CGL is Income Tax Inspector, a Group – C interview post on the Central Board of Direct Taxes (CBDT) which works for the collection of direct taxes in our country.
Job Profile / Roles and Responsibilities
SBI PO
- Handling customer services: POs will be asked to look into the concerns of the customers who come for opening of the new accounts, deposits, loans, services of ATM, online banking, cheque books, credit cards and etc.
- Promoting Business: POs have the responsibility of promoting various banking products like Recurring Deposits, Fixed Deposits, Insurance policies, Funds, Credit Cards, Loans, etc.
- Cash Management: PO has to perform cash related activities like cash disbursal & cash collection from cashiers.
- Clearances of Payment: Officer needs to authorize some payments by way of cheque, DD, NEFT/ RTGS beyond a certain amount.
- Report Maintenance: Officers would be assigned to generate reports that may include the deposits, withdrawals, ledger balances, etc.
- Communication on a daily basis: Responsibility for maintaining a track of new developments to improve their product knowledge and send official replies to other departments.
Why you should Prepare or join SSC CGL over SSC JE as an engineering graduate?
Income Tax Inspector
This job includes both desk and field activities. In the Income Tax Department, there are 2 separate sections for your post: Assessment Section and Non-Assessment Section.
Assessment Section
- Handles all the desk job details
- Handling Refund Claims
- TDS related queries
Non-Assessment Section
- Field work.
- Part of the rapid response team, which conducts raids.
- Desk work will be limited to gathering information and proper evidence against possible defaulters.
Salary, Perks and Allowances
| SBI PO
| Income Tax Inspector |
| The revised /initial starting basic pay is near about Rs.41877. | The revised /initial starting basic pay is near about Rs.44900. |
| Other facilities: a) Dearness Allowance (DA), b) CCA, c) Special Allowance d) Additional perks: Leased accommodation range, Home Travel Concession / Leave Fare Concession, 100% Medical Aid for self and 75% for family. Hence, once you are able to calculate the entire sum, and SBI PO can easily earn anywhere between 8 to 12 Lakhs in a year. | Other facilities: a) DA on Total Pay above (around 125%), b) Transport Allowance (TA), c) House Rent Allowance (if not provided with quarters), d) Petrol Allowance, e) Mobile Bill (limited) The salary can vary according to the location you get posted. An Income Tax Inspector gets posted on a PAN India Basis. |
Career Growth or Opportunities
| SBI PO
| Income Tax Inspector (ITI) |
| Large number of openings in all grades promotions is faster in SBI. | You can get a stable career growth after placing in Income Tax Department. |
| There are promotions in every 3-4 years and a SBI Probationary Officer can reach to a very high level (even Chairman of the bank) in course of his or her career. | One can get first promotion in this job after completing of eight year of service after clearing departmental exam.
|
| In SBI, officers are being sent for foreign postings almost every year. SBI now have 194 foreign offices/branches and there are lot of openings for foreign postings every year. | This is an all India posting job.
|
SBI PO & Income tax inspector: Pros & Cons
|
| Pros | Cons |
| SBI PO |
|
|
| Income tax Inspector |
|
|
Overall Comparison
| SBI PO | Income Tax Inspector |
| Dealing with customers is sometimes irritating. | Answering RTI queries is not a face to face dealing and less hectic work |
| Work includes Banking, accounting, marketing, investment, billing, finance, human resources, agriculture banking, and general banking. | Work includes supervision, Administrative Task, or any other task bestowed by the senior officials |
| Non - Gazetted Officer | Gazetted Officer |
| Rural area postings | Very less chances of posting in rural areas |
| Promotions happen every 2-3 years. | Promotions happen every 4-5 years. |
| Transfers mostly take place every 2-3 years | Transfers mostly take place every 4-5 years |
| Chances to work in foreign branches | Only PAN India Posting |
| A proper schedule of working time but almost banker needs to give some extra time after office hours. | Proper timing no extra hour work. |
| Six day working except 2nd and last Saturday. | Five day working |
Conclusion:- Since both posts have their own pros and cons; there is a fact that both jobs are secure and possess lucrative career as they come directly under the government of India. So, candidates can prepare for any of the sector in which he possesses passionate will and seeks interest.
Why you should choose SSC CGL over PSU Maharatna Jobs?
Which one is a better option for Girls between SSC CGL and Bank PO?
Comments
All Comments (0)
Join the conversation