What are the negative facets of Banking Jobs?

The banking sector has been rises as one of the most developed sectors in the last decade in India and has resulted in huge number of recruitment in the sector. Along with positive sides of bank job as career option there are certain negative aspects as well that the candidates need to face on a regular basis at the banks that they work in.

Created On: Jun 9, 2016 17:41 IST

Banking sector has been on the verge of success for almost a decade now in India and it has sustained the global financial meltdown quite bravely to remain unaffected. The growth in the banking sector for the last two decades has been phenomenal and the rise in number of new banks and their branches was never the same in the yesteryears. Due to more number of banks and their consequent branches coming up, the banks are recruiting manpower in various posts. It has generated quite a lot of career opportunities among the aspiring candidates who want to join the banking sector as their career option. Lakhs of candidates go through the competitive examinations conducted by concerned bodies every year, for the various banking posts over the country. The banking jobs are not limited to any specific stream of students to take up, as there are various departments that have opened up in the banking sector. Due to technological development and introduction of Core Banking Solution (CBS), the demand of IT and other specialist officers are on the rise for banks. The banking career seems exemplary from the outside with huge benefits, pay perks and additional profits offered by the banks to its staff, but the work is very challenging and requires complete focus of the candidates.

Negative Aspects of Banking Jobs

Along with benefits such as job security, target less job, weekly day offs, medical facilities, easy loan facilities and many others, the bank employees have to face quite a tough day in the office as well. The job is not full of roses but includes particular thrones as well.

  • No Room for Mistakes: There is no way you can commit mistake while you are at the chair handling your work in the bank. The banks deals with financial transactions on a large level on a daily basis and requires the workers to be very attentive. In the day to day banking activity huge sum of cash circulates with in banks. . Hence, the bank employee needs to keep track of every penny that they issue from the bank for the day. Any mistake could lead to major losses and bad remark on the career graph of the candidates. It can even stop promotions of candidates along with affecting their career majorly.
  • Long and tiring working hours: The employee working in the banks need to be very patient and have to deal with various type of people on a regular basis. The front office bank employees are the face of the bank and thus they need to work as absorbers of problems and customer retaliation (if any) occurs at the bank. Due to the regular transaction of cash money the staffs always remain in the threat of external attack from the miscreants. Those people working on higher offices and posts have to undergo long shifts which could be really strenuous and tiring.
  • Rural Postings for initial years: The bank officials, who join newly in any bank, need to undergo rural posting in the country. The transfer and posting at various locations is another such negative aspect in the banking jobs. There is no guarantee of getting the home branch for the bank employees, which is quite problematic both for the candidates as well as the family.

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