Apple Pay Launches In India After 1 Year, With Axis Bank: What It Means, How To Use, Safety & Device Eligibility

Last Updated: Oct 1, 2026, 07:50 IST

Apple Pay has launched in India with Axis Bank, allowing users to make secure contactless payments using iPhone, Apple Watch, and iPad with token-based authentication and no PIN or OTP.

Apple Pay Launches In India After 1 Year, With Axis Bank: What It Means, How To Use, Safety & Device Eligibility
Apple Pay Launches In India After 1 Year, With Axis Bank: What It Means, How To Use, Safety & Device Eligibility

Big update for the Apple users, as the company launches Apple Pay in India officially. The launch marks Apple’s official entry in the country’s digital payments market. This Apple Pay service is being introduced in partnership with Axis Bank.

Apple Pay is initially limited to selected credit cards only. As a feature it enables users to make 100% secure contactless payments using compatible Apple devices. The compatible devices are Apple iPhone, Apple Watch and Apple iPad.

Apple Pay comes with built-in authentication and token-based security. It allows users to have faster transactions without actually using the physical cards, PINs, OTPs etc, offering the customer a seamless experience, and smooth payment experience.

How to Use Apple Pay

Users can add their eligible card through the Apple Wallet app or directly via the Axis Bank app. After verification, payments become simple:

  • Double-click the side or Home button

  • Authenticate using Face ID, Touch ID, or passcode

  • Tap the iPhone or Apple Watch on a contactless terminal

For online payments, Apple Pay removes the need to repeatedly enter card details, billing, or shipping information.

Which Devices Are Eligible For Apple Pay?

According to reports, Apple Pay will only work on supported devices:

  • iPhone XR and newer (iOS 18 or later)

  • Apple Watch Series 6 and later (watchOS 11 or later)

  • iPad for online payments
    Mac support is expected soon.

Axis Bank On This Partnership With Apple 

Commenting on the landmark launch, Amitabh Chaudhry, MD & CEO, Axis Bank, said, “We are at a significant inflection point in payments, where technology, intelligent security and changing customer expectations are reshaping how people transact. At Axis Bank, our aspiration is to remain at the forefront of this transformation by building payment experiences that are progressive, trusted and deeply relevant to our customers. The introduction of Apple Pay advances this ambition, bringing greater choice and flexibility to our Credit Card customers, with support across the Mastercard and Visa networks. As payments become increasingly embedded in customers’ everyday digital lives, our focus is on bringing together innovation and trust, while making every interaction more intuitive and relevant. More importantly, this reflects our vision of a more connected and sophisticated payments ecosystem, where technology enables convenience and confidence in every transaction.” 

Apple Pay Vs UPI in India 

Aspect

Apple Pay

UPI

Target Users

Premium, credit-card users

Mass-market users

Payment

Tap-to-pay via NFC

QR code, UPI ID or mobile number

Key Benefit

Quick, contactless payments

Easy and widely accessible

International Use

Usable at contactless terminals worldwide

Primarily used in India

Device

iPhone/Apple Watch required

Works on most smartphones

 

Aishwarya Samant
Aishwarya Samant

Senior Executive - Editorial

Aishwarya Samant is a journalist with over 4 years of experience navigating the fast-paced corporate media landscape. She specializes in decoding business news, world economy, personal finance, and stock market trends, often adding a subtle touch of political perspective to keep things interesting.

Having worked with reputed organizations like ZEE, TV9, News24, and NewsX, she is no stranger to the newsroom hustle and the demands of real-time storytelling. Her writing style is fast-paced, engaging, and crafted to connect seamlessly with diverse audiences across platforms. She approaches every story from the reader’s point of view, breaking down complex topics into clear, relatable narratives backed by solid facts and credible sources. While she’s confident in expressing strong viewpoints, she ensures balance with insights. Sharp, fact-driven content that informs, engages, and keeps readers coming back for more.

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First Published: Sep 30, 2026, 10:38 IST

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