CBSE Class 10 Banking and Insurance Sample paper 2025: The Central Board Of Secondary Education (CBSE) has made sample paper available for the all subjects for classes 10 on its official website. In this article we have provided the sample paper for the CBSE Class 10 Banking and Insurance sample paper 2025, along with the section wise questions and direct link to download the sample paper to prepare and practice.
For now, students can take a look at the Skill Subject Sample paper along with marking scheme. Read the complete article to download the free PDF of the Banking and Insurances sample paper and the marking scheme as well.
Also Check: CBSE Class 10 Sample Paper 2024-25 For Skill Subjects: Download FREE PDFs
CBSE Class 10 Banking and Insurance Sample Paper: General Instructions-
1.Please read the instructions carefully.
2.This Question Paper consists of 21 questions in two sections: Section A & Section B.
3.Section A has Objective type questions whereas Section B contains Subjective type
questions.
4.Out of the given (5 + 16 =) 21 questions, a candidate has to answer (5 + 10 =) 15 questions inthe allotted (maximum) time of 2 hours.
5.All questions of a particular section must be attempted in the correct order.
6.SECTION A - OBJECTIVE TYPE QUESTIONS (24 MARKS):
i.This section has 05 questions.
ii.Marks allotted are mentioned against each question/part.
iii.There is no negative marking.
iv.Do as per the instructions given.
7.SECTION B – SUBJECTIVE TYPE QUESTIONS (26 MARKS):
i.This section has 16 questions.
ii.A candidate has to do 10 questions.
iii.Do as per the instructions given.
iv.Marks allotted are mentioned against each question/part.
CBSE Class 10 Banking and Insurance Sample Question paper 2024-25
Find below the sample question paper of Banking and Insurance for the academic year 2024-25 for class 10. The downloadable link has been provided below at the end of article for your convenience.
SECTION A: OBJECTIVE TYPE QUESTIONS
Q. 1 Answer any 4 out of the given 6 questions on Employability Skills (1 x 4 = 4 marks)
i. Ability to work independently can be enhanced by
a) negative stress
b) Low positivity
c) self-motivation
d) Supervision
ii. Stress is the mental stage which symptom may not reflect stress
a) irritation
b) impatience
c) self-awareness
d) loneliness
iii. An operating system is software that serves as an interface between
a) user and computers
b) server and computer
c) computer and network
d) computer without CPU
iv. Which panel allows you to change the setting of the computer?
v. Which of the following statements is not correct about entrepreneurs?
a) Entrepreneurs accentuate economic growth.
b) Entrepreneurs can create jobs in the market.
c) Entrepreneurs identify a need in the market and build a product
or service for it.
d) A person needs to have a big business to be called an entrepreneur.
vi. Which of the following is not the function of entrepreneur?
a) Risk taking
b) Innovation
c) Management of resources
d) Makes own laws
Q. 2 Answer any 5 out of the given 6 questions (1 x 5 = 5 marks)
i. Cheque is always drawn on
a) specified banker
b) an account
c) demand
d) anybody who has to pay
ii. A negotiable instrument can be negotiated
a) by mere delivery if payable to bearer
b) by endorsement and delivery if payable to order
c) by endorsement only
d) by order only
iii. The maker of a bill of exchange is called _______and the person directed to pay is__________
a) drawee and drawer
b) drawer and drawee
c) drawer and payer
d) drawee and payee
iv. Advance limit against ______are considered secured because documents of title of goods are generally with such bills.
a) bill receivable
b) guarantee
c) credit worthiness
d) comfort letter
v. Which of the following is not an Advantage of overdraft?
a) It is an important source of working capital financing.
b) IT can be obtained very easily and quickly.
c) An overdraft facility is a close ended facility.
d) d) Interest is charged only on the utilized amount.
vi. ________ Interest rate varies with market conditions.
a) fixed
b) floating
c) fixed and rigid
d) flat
Q. 3 Answer any 5 out of the given 6 questions (1 x 5 = 5 marks)
i. Who fixes the base rate?
ii. In a mortgage. Which fee is not paid by borrower?
a) searching fees
b) application fees
c) inspection fees
d) payment fees
iii. ________is a plastic card containing the name of the holder and gradation of customers’ creditworthiness.
a) Debit card
b) Debit cum ATM card
c) Credit card
d) Customer card
iv. Mohan sends his employee Rakesh to deposit the DD receive from his customer for payment. On the way to bank somehow Rakesh lost it and not able to locate it. He informed his employer Mohan about the same. Mohan is confused that if the DD is lost in transit, who can stop payment of the lost DD?
v. A bank locker cannot be assigned to
a) Adult
b) Firm or Association
c) Minor
d) Single or Joint basis
vi. The bank which initiate ECS credit is known as
a) sponsor Bank
b) destination Bank
c) beneficiary Bank
d) facility Bank
Q. 4 Answer any 5 out of the given 6 questions (1 x 5 = 5 marks)
i. Internet banking cannot be used for
a) Payment of bills
b) Credit card due
c) Insurance premium
d) Receiving payment of crossed cheque
ii. How do we get OTP for internet transactions? 1
iii. In order to rent a safe deposit vault one must have _____with a particular Bank.
a) Saving account
b) Recurring deposit account
c) Current account
d) Locker account
iv. ________ is a financial cover for a contingency or risk linked with human life.
a) Wife insurance
b) Life insurance
c) Comprehensive insurance
d) General insurance
v. Which insurance contract is not a contract of indemnity?
a) Fire
b) Life
c) Health
d) marine
vi. What makes a life insurance policy a safe investment?
a) Insurance sector is regulated by IRDA
b) Insurance companies provide loans to big businessmen only.
c) Insurance Company gives claims in the event of death.
d) They take very less premiums.
Q. 5 Answer any 5 out of the given 6 questions (1 x 5 = 5 marks)
i. Life Insurance is an effective tool of saving, but it does not ensure financial security to _________.
a) spouse
b) children
c) dependent parents
d) banks
ii. In a ‘Term plan’ the insured is paid only if_________ occurs during the term of the policy.
a) Maturity
b) Death
c) Event
d) Nothing
iii. Burglary and theft insurance covers all losses except
a) Theft
b) Burglary
c) Robbery
d) Business losses
iv. Name the policy that is taken on the life of the parent/child for the benefit of the child.
v. The maximum amount of which the insured can _______ as compensation is agreed at the time of contract.
a) Claim
b) Pay
c) Take
d) Transfer
vi. A ____________ cover helps in reducing the burden of medical bills and expenditure.
a) Medicine
b) Personal accident
c) Health Insurance
d) Accident
SECTION B: SUBJECTIVE TYPE QUESTIONS
Answer any 3 out of the given 5 questions on Employability Skills (2 x 3 = 6 marks)
Answer each question in 20 – 30 words.
Q. 6 M have to perform his best in the next cricket match so to get a chance to play for his school at the national level cricket tournament. He have been anxious (worried or stressed) for the upcoming match Give him any two benefits of stress management which makes it vital for him to perform.
Q. 7 How the ‘Ability to work independently’ can be enhanced. Give any two reasons.
Q. 8 What is a taskbar? Briefly explain.
Q. 9 State the concept of small scale entrepreneurship?
Q. 10 Write a short note on the importance of good communication for an entrepreneur.
Answer any 4 out of the given 6 questions in 20 – 30 words each (2 x 4 = 8 marks)
Q. 11 What is a cheque ?
Q. 12 Mr. S is a factory-owner and he pays wages to his workers within first 10 days of every month and himself receives payment of the business only after the 20th day of every month therefore, he is facing difficulty in paying wages. If he opens a new loan account, then which type of loan facility should he go for it? State any one feature of same as well.
Q. 13 What is the concept of demand draft? Why it is preferred over cheque?
Q. 14 Why do banks insist on financial Collateral while assigning locker?
Q. 15 State any two features of money back policy.
Q. 16 What is fire insurance?
Answer any 3 out of the given 5 questions in 50– 80 words each (4 x 3 = 12 marks)
Q. 17 Define crossing. Explain different types of crossings of cheque.
Q. 18 M needs a loan from a bank but he doesn’t have any mortgage to keep with the bank and nor does he have any person to guarantee him. Which kind of loan he can apply and explain its two types in detail.
Q. 19 Yash opened a new account with SBI. And also got the form filled for getting his internet facility attached to account. The bank official asked him about his awareness for risk attached to internet banking. Help Yash in knowing all risk attached to it.
Q. 20 Ravi wants to buy an insurance policy for himself, which policy should he buy? Explain the steps involved in taking the insurance policy.
Q. 21 Explain various types of Marine insurance.
To view and access the complete sections click on the link below to download PDF:
CBSE Class 10 Banking and Insurance Sample Question Paper 2024-25 Download PDF
CBSE Class 10 Banking and Insurance Marking Scheme 2024-25
The marking scheme helps students by giving them the exact idea of what is needed to get good scores and grades in examination. It explains how each answers will be scored, the question weightage for exam, and makes understand what the teacher are looking for in your answer. To access the marking scheme for class 10 Banking and Insurance sample paper 2025, click on the link below to download the marking scheme in PDF format:
CBSE Class 10 Banking and Insurance Marking Scheme 2024-25 Download PDF
CBSE Class 10 Mock Test Series
To prepare more effectively for the 2025 board exams, explore the mock tests and video series available here. Click the link to access the online resources and enhance your exam preparation.
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