Lakhpati Didi Scheme UPSC: A member of a Self-Help Group (SHG) who has earned more than Rupees One Lakh (Rs. 1,00,000) annually and has maintained an average monthly income of Rupees Ten Thousand (Rs. 10,000) or more for at least four business cycles and/or agricultural seasons is known as a Lakhpati Didi.
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The objective of the government is to establish two crore "lakhpati didis" (wealthy sisters) in rural areas. The larger objectives of reducing poverty and promoting economic empowerment are in line with this plan. Women will receive vocational training under this programme, enabling them to make over Rs 1 lakh annually.
What is Lakhpati Didi Scheme?
The Lakhpiti Didi project aims to empower households to engage in a variety of revenue-generating activities. The livelihood planning will be facilitated by trained community resource persons who will use a tool and submit the completed document to a digital platform for additional consolidation and resource connections.
The SHG members and associations will receive timely and sufficient help to improve their livelihoods. This might take the form of marketing (branding, packaging, e-commerce, etc.), assets (input, equipment, and infrastructure), skills (knowledge and practical skills), and access to finance (bank linkage, leveraging departmental schemes, corporate social responsibility, etc.).
Convergence across multiple programmes (inter- and intra-departmental) will be implemented to gather financial, technical, and SHG federation capacity building resources. Here is how the convergence is scheduled:
| Ministry | Schemes for Convergence |
| Ministry of Rural Development, MoRD | 1. Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) 2. Deendayal Upadhyay Grameen Kaushal Yojana (DDU-GKY) 3. Rural Self Employment Training Institutes (RSETIs) 4. Pradhan Mantri Awas Yojana -Gramin (PMAY-G) |
| Ministry of Agriculture & Farmers’ Welfare (MoA&FW) | 1. Mission for Integrated Development of Horticulture (MIDH), 2. Sub Mission on Agriculture Mechanisation (SMAM), 3. National Bamboo Mission, 4. National Mission on Honey and Bee keeping, 5. Promotion of Millet, 6. Pradhan Mantri Krishi Sinchayi Yojana (PMKSY), 7. 10K FPO, Agri Infra Fund (AIF), 8. Natural Farming and Engagement of Community Resource Persons (CRPs) as extension agents for service delivery etc |
| Department of Animal Husbandry and Dairying (DAHD) | 1. Accredited Agent for Health and Extension of Livestock Production (A-HELP), 2. National Livestock Mission, Animal Husbandry Infrastructure Fund, 3. Rashtriya Gokul Mission, etc. |
| Ministry of Food Processing Industries (MoFPI) | Pradhan Mantri Formalisation of Micro Food Processing Enterprises Scheme (PMFME) |
| Dept. of Fisheries | PM Matsya Sampada Yojana |
| Ministry of Small & Medium Enterprises (MSME) | Scheme of Fund for Regeneration of Traditional Industries (SFURTI) |
What are the Features of Lakhpati Didi Scheme?
An implementation plan for enabling Lakhpati Didis has been prepared that includes the following:
- Identification of Potential Lakhpati Didis
- Creating a pool of Master trainers and Community Resource Persons
- Cascading Training and Capacity building of various stakeholders, such as SHGs and its federations, Community Resource Persons, Master Trainers, and the Staff/experts supporting this initiative
- Training, Capacity Building and exposure visits of potential Lakhpati Didis on various Livelihood Models and making accessible relevant resource documents for self-learning
- Preparation of Lakhpati Plan of the identified households using a digital tool, consolidation of the plans and development of product and/ or service clusters, value chain interventions, establishing linkages with various stakeholders, schemes of government, private sectors partnerships, etc.
- Mapping of Community Resource Persons with Identified Didis for Handholding Support and Linkages.
- Aajeevika Register for reporting livelihood activities and income on a periodic basis (six monthly linked to agriculture season and/ or on completion of business cycles).
Impact of Lakhpati Didi 2024
Till date, the numbers below illustrate the extensive reach and significant impact of Lakhpati Didis initiative across India
- 34 States/UTs
- 742 Districts
- 7,132 Blocks
- 2,52,167 Gramme Panchayats
- 5,90,873 Villages
- 27,807 Cluster federations
- 4,85,307 Village Organisations
- 91,44,041 Self-Help Groups
- 10,22,21,234 Total SHG Members
- 1,52,09,925 Identified Potential Lakhpati Didis
- 6,611 Trained Master Trainers
- 3,63,890 Trained CRPs
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